| ||||||
| Used Car Loans 二手车贷款 by: Matthew Bourne由： 马修伯恩 Want to buy a used car but just don't have the funds sat in your bank account?想买二手车，但只是苦于没有足够的资金坐在您的银行帐户？ If so, why not consider taking out one of the many used car loans available on the loans market.如果是这样，为什么不考虑出一个许多二手车提供贷款的贷款市场。 Used car loans are specifically designed by loans companies to provide used car buyers with a competitive finance arrangement through which to purchase a used car.二手车贷款是专门设计的贷款公司提供二手车买家有竞争力的融资安排，购买二手车。 Flexible loans terms are available from used car loans companies, as well as low APR deals suitable for used car purchases. Used car loans of up to £20,000 can be arranged on an unsecured basis, with loans companies offering higher loans amounts if security is supplied.灵活的贷款条件，可用于汽车贷款公司，以及低年利率交易适合购买二手车。二手车贷款高达20000英镑可以安排一个无担保的基础上，贷款公司提供贷款数额较高，如果提供安全。 Advance plan your used car loans提前计划你的二手车贷款 When buying a used car it pays to do some advance planning and arrange your used car loan ahead of the search for a used car.当买二手车支付做一些预先规划和安排您的二手车贷款提前寻找二手车。 There are many loans companies out there offering loans for used car purchases, so it makes sense to shop around to get the best loans deals for buying a used car.有许多贷款公司有提供的贷款购买二手车，所以它是合理的货比三家，以获得最佳的贷款交易购买二手车。 Look for car loans that are flexible to your needs and offer a low APR, so your monthly used car repayments on any loans taken out won't be sky-high.寻找汽车贷款的灵活性，以您的需求，并提供了一个低年利率，所以您的每月还款二手车的任何贷款采取了将不会非常高。 As with all types of loans, you should first determine how much you can afford to borrow on loans to buy a used car.如同所有类型的贷款，您应首先确定有多少可以承受的贷款借钱买二手车。 Loans calculators are available on the Internet and can be used to calculate loan and repayment amounts in accordance with different APRs.贷款计算器可从互联网上查到，可用于计算贷款和偿还金额按照不同的年利率。 It is important to take into account other financial commitments too, including other loans, when calculating the loans amount that you can comfortably borrow to purchase a used car.重要的是要考虑到其他太多的财政承诺，包括其他贷款，在计算贷款金额，您可以轻松借款购买二手车。 If you intend to buy your used car from a used car trader where they offer car loans / finance for their used cars, then do make sure that the loans deal you sign up to is better than the loans deal that the used car trader can offer.如果您打算购买二手车您从一个二手车交易商在它们提供的汽车贷款/融资的二手车，那么确保你的贷款协议签署优于贷款协议，二手车交易商可以提供。 The APR rate is the critical thing here.亚太率是至关重要的事情在这里。 On car loans tailored for used car purchases the APR rate - ie the rate of interest you'll pay on top of the used car purchase price - can be as low as 6%. Finance loans deals through used car traders may have a higher APR, so pushing the total cost of buying a used car up to an unacceptable price.在汽车贷款专为购买二手车的年利率率-即利息支付您顶部的二手车购买价格-可低至6％ 。金融贷款协议通过二手车交易商可能有较高的年利率，所以把总成本购买二手车到令人无法接受的价格。 One final thought.最后一个想法。 When negotiating the price of a used car with a trader, they may accept your lower offer providing that you take up one of their loans to finance the used car purchase.当谈判的价格与二手车交易员，他们可以接受您的降低提供提供您采取了他们的一个贷款，以资助购买二手车。 If this is an option then do check the terms and conditions of their loans carefully, paying special attention to the loans APR rate, as the savings from your negotiation on your used car may not be as attractive as first imagined when you consider the final costs attached to their loans!如果这是一个选项然后做检查的条款和条件，贷款谨慎，要特别注意贷款的年利率率，节省您的谈判在您的二手车可能不具有吸引力，首先想到当你考虑最后的费用重视他们的贷款！ | |||||
